Am I Eligible for a Loan?

If you are a member and you have shares saved then you may apply for a loan. No two cases are the same and each loan application will be looked at on its own merits. However some general guidelines about the criteria for loan assessment are as follows:

• Are you saving regularly
• How much you have in your savings
• Your ability to repay the loan
• Your previous history with the credit union
• Your credit check with ICB. This checks other loans, mortgage and credit cards
• How long you have been a member

Important notice: Members must be over 18 years of age and living in the jurisdiction, the Republic of Ireland, to apply for a loan. We are unable to properly assess loans of members who live in other jurisdictions.

Member must be available in person to sign the credit agreement on drawdown of the loan and must present current photographic ID in order for the loan to be issued.