Dreaming of buying a new or pre loved car in 2017. Your credit union can help with car loans available now.

What are the benefits of a credit union loan

You own the car from day one

No admin or set up fees

No early repayment penalties

No final balloon payments

Interest is charged only on the reducing loan balance, so pay a little bit less interest each month.

Your loan is fully covered by loan protection insurance at no extra cost to you (T and Cs apply).

What will a credit union loan cost

Try the handy loan calculator on our home page to get an estimate of how much you would need to pay each week or month and how much the loan would cost you.

Some examples are set out below at our standard variable rate 9.49 per cent (9.91 per cent APR)

5000 euro over 2 years . Pay 229.55 per month. Total interest paid over 2 years 509.19.

10000 euro over 5 years. Pay 212.75 per month. Total interest paid over 5 years 2551.51.

15000 euro over 5 years. Pay 314.95 per month. Total interest paid over 5 years 3897.25.

How do I apply

Simply complete a loan application form and hand in with three recent payslips and three months recent bank statements showing your name and address. If you are self-employed we will need your most recent accounts or revenue assessment and your tax clearance certificate.

Lucan District Credit Union Ltd. is regulated by the Central Bank of Ireland.